Actual - Finance

Most Americans are living beyond their means. The majority of middle class are living paycheck to payche

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ck only a step away from a major financial setback. Debt is a serious problem and needs to be eliminated

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

. Not only is debt a tremendous strain on the family, it can cause physical and mental stress for those

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

who have become trapped by it. Eliminating the debt is the only solution for financial freedom. Those li

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

ving paycheck to paycheck find everyday a struggle; unable to enjoy life knowing they are working for ba

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

sically nothing. How can you find happiness in life without a sense of purpose and drive?

Debt can be e

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

liminated from your life. It is not necessary. You can be free from it permanently.

The first step to e

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

liminating debt is to take a hard long look at your expenses. Where are you spending your money? Count e

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

very dime you spend for a week. Count the candy bar from the corner convenience store!

Find ways to cut

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

costs. If you go out for dinner every week, trim it down to twice a month. Savings per month around 50-

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

100 dollars. Lower the thermostat in winter and raise it in summer. Add another 50 dollars to your debt

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

relief efforts. Cut out extra trips to the store. Save another 15-40 a month. Add these small sacrifices

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

up and you have just found an extra 80-200 dollars a month you can use to get out of debt!

Once you ha

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

ve your game plan in effect, pick your first bill to be paid off. Take your extra money you just found,

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

and apply it to the monthly bill until the debt is paid off.

After you pay off your first debt, celebra

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

te! Go out for a nice dinner with your spouse. Take a weekend getaway. The idea here is to treat yoursel

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

f for the sacrifices you have made while paying on your bill.

Once you have celebrated your accomplishm

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ent, begin attacking the next bill. Take the amount of the bill you paid off and add the extra money you

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

were sending to the paid off bill. Now you should really be rolling by sending extra principal of 160-3

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

00 a month.

It does get easier once you start seeing progress! Once you start, it will be hard to stop.

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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