Actual - Finance

This is understandably tough to do but it can be done. Why would someone agree to accept your terms

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

when you have not paid him or her anything in the past? Remember the old saying "Half a loaf is bett

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

r than nothing". Well again, let's put ourselves in the seat of the original creditor. He sold you s

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

omething that you failed to pay for. Here it is again later and you contact him. He has sent the acc

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

unt over to a collection agency and they have not had any results in collecting any money. Now when

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

ou make contact, in writing, you are planting a seed in their mind. They are saying to themselves "t

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

his guy has either come into some money or he needs something". Well they are partly correct. You do

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

need your credit history addressed.

Let us now proceed to negotiate our debts. It becomes very simp

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

le. When you owe money, make arrangements to pay it. Negotiate - remember you are offering something

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

they previously had little hope of collecting. You actually have some leverage in this case. Do reme

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

ber that you only want to communicate in writing and NEVER on the phone.

Writing allows you to crea

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

te a paper trail. Don't even try to the old "he said, or she said" scenario when negotiating paying

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

ills. That simply won't fly. But, when you can produce in writing a record of an agreement and you c

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

an PROVE that you are making payments on your back debt, you are satisfying a lot of the requirement

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

of the FHA in regards to obtaining a home mortgage loan.

Do not believe for one minute that debt s

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

mply dries up and goes away. Yes, there is a seven year time limit of reporting adverse information

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

in your credit files. That is true. Can you wait seven years? This is important to remember if you'r

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

trying to get a home loan. If a creditor decides to take you to court and he is successful, the sev

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

en years flies right out the window. It now doesn't mean a thing. You are now in a judgement scena

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

io. Do not take a chance regarding a back debt. Handle it NOW if you are serious about buying a home

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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