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Actual - Can They Garnish My Wages?
Recently, I’ve had several calls to my office about Garnishment of Wages, so perhaps a short article is in order.
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
Wage Garnishment is a legal procedure in which a person’s earnings are required by court order to be withheld b
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
an employer for the payment of a debt. The key to the preceding statement is the term “court order”. A garnis
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
hment of wages cannot occur without a judge agreeing to the garnishment. This means that some type of court acti
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
n must occur. The creditor cannot merely attach or garnish your account without due process of law.
In Pennsylv
In Pennsylv
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
ania, where I practice law, a Garnishment of Wages can occur only under limited circumstances. The most prevale
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
t circumstance is for an obligation of child or spousal support. Garnishment is usually very easy to procure und
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
er those types of matters. Other circumstances where garnishment of wages can occur include repayment of PHEAA s
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
udent loans, room and board for four weeks or less and obligations relating to a final divorce distribution. In
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
PA, these are just about the only instances when your wages can be garnished while they are in the hands of your
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
mployer.
Many of the inquiries that I receive at my office are regarding credit card collections and garnishment
Many of the inquiries that I receive at my office are regarding credit card collections and garnishment
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
of wages. Except under very limited or special circumstances, in Pennsylvania, an ordinary creditor cannot garni
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
sh your wages on a Pennsylvania case. This does not mean that the money that you earn cannot ever be garnished.
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
There is a distinction here that must be made. Once the money is earned and deposited into your bank account, the
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
monies are no longer wages. Those funds become part of the corpus of your bank account and are subject to garni
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
hment. If a creditor is privy to your banking information AND if they have obtained a judgment against you, the
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
y will be able to garnish the funds in your bank account, even if those funds were at one time wages. This type
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
f “regular” garnishment does not require a court order, but instead requires the creditor to obtain a judgment ag
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
ainst you in a court of law. After a judgment is obtained, a creditor can commence garnishment proceedings by ap
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
lying for a Writ of Execution. The Writ of Execution is delivered to your bank and your accounts are then frozen
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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