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Actual - Home Ownership is on the Rise
I was reading a recent New York Times (www.nyt.com) article by Sam Roberts that confirmed my feelings and beliefs about several trends. Robe
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
rts stated that, for the first time, one in three New York City residents now own his/her own house or condo or co-op apartment. More than a m
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
illion people have a real stake in the future of the City as well as in the country. Home is not only where the heart is but also where the m
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
oney is.
This trend has occurred across all racial and ethnic groups. I was very interested in two reasons given for the increase; the lifti
This trend has occurred across all racial and ethnic groups. I was very interested in two reasons given for the increase; the lifti
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
g of rent regulation and the availability of low-interest and sub-prime mortgages. As a New York City property manager and owner for more than
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
thirty years, I have seen how artificial rent regulation has put a stranglehold on the entire area’s economic economy.
Since rents were kept
Since rents were kept
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
artificially below market rates for most of New York’s rental housing stock, there was no incentive for people to buy their own homes. I hav
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
seen young single people move into a one-bedroom apartment, marry, have children and never leave that first apartment because of the great “d
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
eal” they had. Their entire economic life was tied to that artificially low rent. With the elimination of controls on most new rentals, the
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
market is now free to determine when it is a good time to buy.
Low interest loans to more and more families have also encouraged more people
Low interest loans to more and more families have also encouraged more people
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
o buy. Roberts’ article goes on to state that home ownership since 1990 has increased among African-Americans from 21% to 28%, Hispanics from
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
12% to 16% and Asians from 31% to 40%. How could one call mortgages ‘sub-prime’ when they have allowed economically disadvantaged Americans a
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
nd recent immigrants to own “a piece of the pie”. By calling the loans sub-prime, you foster the idea that the people obtaining these loans ar
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
e sub-par themselves!. The interest rates may be a bit higher, but the loans allow people with no or poor credit histories to have an opportu
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
ity that was not available in the past.
Some of these people will undoubtedly be in foreclosure. But for every loan that goes bad, there will
Some of these people will undoubtedly be in foreclosure. But for every loan that goes bad, there will
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
be many others that will be paid in full. Losing one’s home is an awful experience, but look at the thousands of other folks who would have n
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
ever had a chance if it weren’t for those loans.
Every time a family can own the place they call home, they are better citizens. Neighborhood
Every time a family can own the place they call home, they are better citizens. Neighborhood
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
become safer and better maintained. The residents take a more active role in government and how the municipality taxes and spends their money
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
. They have a direct stake in the outcome. Thomas Jefferson believed that America should be a country of small farmers who owned their land.
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
America didn’t become that; but it is a land where more and more of its citizens own the place they call home. And, that is a very good thing
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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