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When you are considering investing in a Buy to Let property you first need to decide what your rental income is likely

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

to be, how much capital you intend to invest in the property and for how long you want to invest.

Finding a Buy to

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

Let mortgage
Lenders tend to approve a buy to let loan on the expected rental income from the property, as opp

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

osed to the applicants' income. The mortgage company will also consider the location of the property and how comfortabl

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

y the rent will cover the mortgage payments, and also the experience of the landlord. You need to be a homeowner and ha

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

e a minimum 15% deposit. When working out the figures for your Buy to Let loan your monthly rent should be at least 13

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

0% of your mortgage repayment, and give you an annual yield of more than 8% of the mortgage.

Choosing your Rental P

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

roperty
The top landlords are those who do extensive research to find the right location with plenty of tenan

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

t demand. Make enquiries as a prospective tenant in the area - this will give you a real insight into potential rental

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

income. The location can also affect whether you are going to offer a short-term or long-term let, for example, seaside

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

locations are most popular in the summer months.

Top Rental Tips
Choose a property in a location:

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

th easy access to motorway

near to main train links

with regular bus routes

close to good primary and

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

secondary schools

near to a university

within easy reach of a good shopping centre, or local shops

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

th high employment

in a mixed neighbourhood of owner occupied and rented properties

The property should have:

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

fitted kitchen

private bathroom

parking

good decor

if rented as 'part furnished', th

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

carpets, curtains and furniture should be clean and in good condition

keep the grounds of the property neat and f

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ree of rubbish

good security measures makes tenants feel safer and may lower your insurance premium

In a recent s

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

urvey of tenants the most important c

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

onsidered characteristic of a good landlord was communication - being easily contactable and listening to any concerns.

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

It can be very satisfying knowing you are providing a worthwhile service to your tenants and the community as a whole

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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