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With its wonderful landscapes, inviting climate and historical background, Turkey has long been a popular tourist hot spot. So popular, in fact, that many visitors have inquired about bu

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ying property there. Until recently, though, if you were a non-resident then you could only buy a property in Turkey if you paid cash. However, with recent changes in legislation due to

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

he rise in inflation, you can now take out a Turkish mortgage and make your dream of living in the sun a reality.

However, since this is such a new introduction to this part of the worl

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

, there are still some changes to the mortgage system that are happening frequently, therefore it's wise to check with your financial adviser or mortgage broker before committing yoursel

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

to this venture.

For instance, when the mortgages first came into effect, you could only take out a fixed rate mortgage, with the same pros and cons that kind of mortgage entails. In F

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

bruary of this year, however, a new law was passed that allowed Turkish mortgages to be variable, or floating, as well.

The responsibility of any problems after the property handover ha

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

changed as well. Before the new legislation came in, if there were any defects or problems with the home, there was no limit on the amount of time a new owner could claim against the ba

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

nk or mortgage provider for any problems. Now, however, this has been limited to just one year.

The area of tax relief has also changed on Turkish mortgages. Previously, to encourage po

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

ential buyers, the Turkish government allowed people to claim tax relief on their mortgage or property. Now, however, due to a rise in interest rates, this has been withdrawn. Although l

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

wer rates over a longer loan period are available, this has put some possible house buyers off, especially those on a lower wage or income.

However, as long as you're aware of some of t

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

ese changes and are willing to work with them, then Turkey offers a fantastic opportunity for both those wishing to buy a home there for themselves, and those looking to use it more as a

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

investment. With the cost of living relatively inexpensive, a Turkish mortgage can allow you far more opportunities than in a more expansive part of the world, like the US or UK.

If yo

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

're looking to use property as an investment such as a holiday home or villa, especially with the high tourism rate in Turkey, then one of the areas you might want to look at is Didim, e

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

pecially the towns of Altinkum and Akbuk. Located on the east coast, Didim is a wonderful mix of both historic and new Turkey and is very popular with today's tourist trade.

Altinkum of

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

fers the more modern version of Turkey, although that's not to say it doesn't enjoy its own part of history; but with the expansive beaches and new jetty's ideal for sun-seekers, as well

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

as plenty of restaurants and the nightlife available, it's a livelier spot.

Akbuk offers a more relaxing alternative, and is extremely popular for its sea bass fishing trips. With a won

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

erful old chapel that is opened to the public, Akbuk attracts the holidaymaker who simply wishes to unwind and relax, and offers summer houses and villas as buying opportunities.

The pr

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ces for property itself is highly attractive – in Akbuk, for instance, a two-bedroom apartment costs as little as 38,000 GBP and this includes scenic views over the surrounding hills. Ev

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

n four-bedroom apartments in Altinkum are as little as 130,000 GBP, often with their own private pool included.

With these types of prices and the new legislation making it easier to bu

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

, you can see why Turkish mortgages are becoming more than just a possible idea. Add in the climate, friendly locals and history of this country, and it really is a wonderful opportunity

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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