Understanding Loan-to-Value Ratio (LTV) and Debt Service Coverage Rate (DSCR)

The lender will determine an LTV value based on factors such a financial history of the business, credit scores, length of loan, etc. After which, the lender will multiply the LTV by the appraised property value to determine the maximum loan amount that can be given to a borrower.

Commercial Property - Perspectives

The general trend in the global real estate market is that the biggest volume of the investments is concentrated towards the commercial property.

To Lease Or Not To Lease

When you have finally decided what your business will be, what type of organization you will have (sole proprietorship, partnership, or corporation), and where you want your business to be located, the real work begins.

Commercial Loans: There are Some New Sheriffs in Small Property Town

For loan amounts up to $1.5MM on commercial properties, we can get the Loan-to-Value (LTV) as high as 90% in some cases regardless of the property's cash flow. So even if the borrower made an extra million dollars a year, traditional lenders wouldn't increase a commercial loan amount past their guidelines.

FHA Section 221 Is The Best Apartment - Multifamily Construction Loan Program Available

FHA Section 221 is the best choice for Multifamily Development Projects. Non-recourse, long terms and fixed rates, and much more…

Protecting Retail Stores From Sun Damage and Heat

Three simple ways to reduce your energy costs diminish harsh glare and fading to merchandise, and increase the comfort of tenants and customers while they are inside your store or office building.

Two Prosperous Commercial Property Scout Trends for 2007 and Beyond

Property Scouts will enjoy a VERY prosperous 2007 and beyond.

Commercial Real Estate Marketing Demands Quality, Speed and Economy in Construction

The demand for new commercial properties is highlighted by a need for high quality, safe, economical, and quickly constructed structures. See why metal building kits satisfy those needs.

How to Grow Further in Tampa Commercial Real Estate Market

Art, history and recreation, these are some aspects that Tampa has to offer. Tourism and entertainment, these are where Tampa derives much of its local revenue. Tampa has wide variety of culture and has lots of recreational facilities such as attractive beaches, sunny environment and has even a good place for playing golf. Isn’t that amazing!

Secured Business Loans: Commercial Mortgages!

Most people think that business loans are all unsecured loans. However, it is possible to obtain secured business loans that can offer better loan terms than regular business loans with little risk for the borrower and for the lender.

Little Known Commercial Loan Puts Cash In Your Hand For Any Reason Fast and Easy

If you've got equity in a commercial building, it's a great source of cash at your fingertips, if you can get it out. It's not as easy as it sounds if you don't work with the right commercial loan or commercial broker knowledgeable about your options.

How Easy Is It To Get A UK Commercial Mortgage?

A UK commercial mortgage application can be confusing, time consuming and costly if you go about it the wrong way. Approached properly it can be a breeze-

How to Maximize Cash Flow With a 1031 Tax - Deferred Exchange

The article advises on how to maximize cash flow in real estate investment by exchanging residental rentals to commercial properties.

Parking Consultants: Professional Problem Solvers

There are good people who think about the little things, mindful of each detail, every time you drive your vehicle into the often ignored, who cares subject: of a parking facility, garage or structure. Parking consultants, who do their job well, seamlessly blend into the background of what you do, looking out for you every step of the way.