What If I Don't Like My Lender?

There are circumstances under which you might decide that it's time to get a new lender. Under these circumstances, here are some ways you can proceed without costing you an arm and a leg to switch.

How to Read a Good Faith Estimate

When applying for a mortgage loan, you should receive a Good Faith Estimate (GFE) from each lender you apply with. Here are some tips to help you accurately read the form.

Mortgage Marketing and the Trigger Lead

Mortgage Trigger Leads have become a popular alternative to the Internet Lead. Mortgage Trigger Data is created from real-time mortgage applications and occurs when a mortgage holder has had a hard inquiry on their credit report. Since Trigger Data can be filtered by a number of selects, Mortgage Brokers can ensure that they are only buying leads for prospects that fit their own, ideal criteria.

Mortgage Professionals, Do You Know What You're Saying?

What do you do that's automatic, or no conscience thought, in your office? I'm about to answer that question for a huge majority of you. You probably do this dozens of times a day and don't realize your doing it. Don't worry though, it's not a bad thing.

Comparison Shopping For The Perfect Mortgage When Refinancing

People will often tell you the secret to finding the perfect mortgage is to comparison shop until you drop. While comparison shopping is important when mortgage refinancing, most homeowners simply end up with the best of the worst mortgage offers available. Here are several tips to help you negotiate when comparison shopping and close with the best possible mortgage rate.

Home Equity Loans - What You Need To Know

Home equity can help you to get large sums of money quickly...

A First Time Homebuyers Tip - Knowing Your True Monthly Mortgage Payment

When buying your first home it is important to know what your TRUE monthly payment will be. As a first time homebuyer, you will be exposed to hundreds of ads that highlight very low monthly payments. The truth though is that your monthly payment will typically be much higher.

Should I Take Out a HELOC or a Closed-end Second Mortgage to Consolidate My Debt?

When shopping for a loan to consolidate debt , there are a myriad of options available to a prospective borrower. Here is a discussion on HELOC's and Second Mortgages to help you decide which option is best for you.

3 Money Saving Tips on a Bad Credit Mortgage Loan

There are ways to attain a lower rate on a sub prime loan. Here are three tips to help you save money on your bad credit home loan.

3 Tips to Get Approved Quickly for a Mortgage Loan for Bad Credit

When applying for a bad credit mortgage loan, it is worthwhile to learn about the mortgage process and do everything in your power to make credit improvements. Here are 3 tips to get approved for a mortgage loan with bad credit.

Florida Mortgage - A True Story

I have been a Florida mortgage broker since 1989. I remember the day in 1990 when mortgage rates dipped below ten percent for the first time in ages. And they kept falling. And as rates fell real estate prices soared. Some make a killing. Some got burned. Here is the story of one couple that played the game.

Mortgage Refinancing With a Fixed Interest Rate Loan

If you have little tolerance for financial risk and are considering mortgage refinancing, choosing a fixed interest rate is usually the safest option. Fixed rate home loans come with higher interest rates than their Adjustable Rate Mortgage counterparts; however, there are steps you can take to pay less when refinancing. Here are several tips to help you qualify for the lowest mortgage rate when refinancing.

Save Money On Your Mortgage

There are many ways to save money. You could try to reduce your interest rates on unsecured loans or lines of credit by rolling them into a second mortgage or combining them with an existing mortgage. Secured loans such as mortgages normally save you money by having lower interest rates but they may cost more to close at the end of the loan term.

Choosing a Mortgage Lender - What to Look For

Choosing the right mortgage lender can be a difficult task for borrowers. To help you choose the right lender, here are some things to look for.