Equity is the Difference Between What is Owed on your Home and the Value of your Home

Equity is the difference between what is owed on your home and the value of your home. By applying for a home equity loan you are applying for an advance on your existing home loan.

What is a Mortgage Checking Account?

The Home Ownership Accelerator makes one simple change in your financial life. It combines your checking account with your home loan. So you flow all of your personal cash against your loan balance. Why is this a big deal?

How Can I Tell If My Broker is Really Getting Me a Good Rate?

A Brokers job is to get you the best possible deal on your mortgage loan. Here are some ways you can make sure you’re getting your money's worth out of your broker.

Mortgage Marketing and the Trigger Lead

Mortgage Trigger Leads have become a popular alternative to the Internet Lead. Mortgage Trigger Data is created from real-time mortgage applications and occurs when a mortgage holder has had a hard inquiry on their credit report. Since Trigger Data can be filtered by a number of selects, Mortgage Brokers can ensure that they are only buying leads for prospects that fit their own, ideal criteria.

Your Mortgage Interview

Tips to help make the mortgage interview (mortgage application) process as smooth as possible.

Top 5 Mortgage Questions

Find the answers to five of the top mortgage questions - from the right time to buy a house to qualifying for a mortgage a senior!

Most Home Owners Will Qualify For A Home Equity Loan

Most home owners will qualify for a home equity loan when they need to access cash for any reason they want it. The loan is secured against the home and as long as the applicant has a good credit history and earns enough per month to sustain the loan they will be allowed to borrow the equity of their home.

Different Types of Mortgages

A guide to 15 different types of mortgages on offer in the UK. From Standard Variable Rate mortgages to more unconventional mortgages such as Current account and self certification mortgages

Comparison Shopping For The Perfect Mortgage When Refinancing

People will often tell you the secret to finding the perfect mortgage is to comparison shop until you drop. While comparison shopping is important when mortgage refinancing, most homeowners simply end up with the best of the worst mortgage offers available. Here are several tips to help you negotiate when comparison shopping and close with the best possible mortgage rate.

Home Equity Loans - What You Need To Know

Home equity can help you to get large sums of money quickly...

Finding A Mortgage You Can Live With

A good way to find mortgage is to determine what type of loan is desired and let multiple lenders compete to give the lowest mortgage rate. It is always a good idea for the prospective buyer to estimate how much mortgage he or she can afford prior to going in.

What Are Conventional and Jumbo Loans?

A conventional loan is a loan secured by a government entity or by Fannie Mae and Freddie Mac. Fannie Mae and Freddie Mac are two large companies that specialize in trading mortgages. Conventional loans are usually used for the purchase or refinance on single family homes.

3 Things to Consider Before Getting a Mortgage after Bankruptcy

If looking to rebuild your credit after a bankruptcy, getting a mortgage loan may be a good ideal. Unfortunately, getting approved for a mortgage after bankruptcy isn't easy; here are three important things to consider before applying for a home loan after bankruptcy.

How To Use A Remortgage Loan To Your Benefit

This article looks at how a remortgage loans can benefit homeowners.