To HYIP Or Not To HYIP?

High Yield Investment Programs promise big profits, but do they really deliver and are they suitable for you?

Penny Stock Investing A Junior Level Course

Trading penny stocks online is very difficult and can be very risky.

How Much is a Great Independent Financial Consultant Really Worth?

Ever wondered exactly how much the services your financial consultant provides to you is worth? Most financial consultants that work for a large global investment firm need about U.S. $50 million of assets under management to make a decent living in a metropolitan region. Using this as a benchmark, let's break down what this figure means to you as a client. It's highly unlikely that a financial consultant has clients that all have accounts of $1 million or more, so let's assume that he or she does not accept clients with less than U.S. $250,000. Now let's calculate how many hours a year this independent financial consultant will devote to your account.

Adjustable Mortgage Rates for Beginners:

Adjustable rate mortgage are popular for the reason that they allow you to afford bigger mortgages. For instance if you know that your income would be rising in the future, and you have accordingly planned to sell your house in say, another five years, adjustable rate mortgages may be a good financial option, for you.

How Not to Make Money by Investing

Many people think buying a property and renting it out is a good investment even when they have to top up the mortgage with their money.

Hedge Funds - Derivatives - Debt - China and the Risk of Systemic Market Panic

It seems that with every significant market swoon, commentators come out of the woodwork on financial television and speak of systemic risk to the financial markets, often from hedge fund or complex derivative blow ups, or events from China. I think there is always the risk, however small, that such an event could occur and cause a meltdown, and we would be foolhardy to say this would never happen.

Why Bonds May Be Better Than Stocks

Bonds may not be as visible in the media as stocks. There's a lot more excitement that surrounds the area of stocks which makes them written about in the press a lot more. However, the fact remains that though bonds might not be as high profile and very often bring in lower returns, they are probably safer and healthier.

Fixed Interest Investing - Buying Gilts

Gilts are British government fixed interest stocks. Read this article to understand the fundamental principles of investing this way.

Investing in Pooled Equity Funds - Index Trackers And Friendly Society Savings Schemes

Index Trackers and Friendly Society Savings Schemes are two ways to invest in pooled equity funds. This article covers the basic fundamental principles behind both methods.

Buying Insurance Bonds - Managed Funds

Managed funds investments are in a mixture of the life company's funds. Because of this, performance is less volatile than other types of funds. If this sounds interesting to you, read this article for more detail.

Making Riskier Investments: Betting On Financial Spreads

Spread betting is really gambling rather than investing and is very risky. Only consider this option if you know exactly what you are doing. Read this article to find out more.

Making Riskier Investments: Know The Options

Spread betting is really gambling rather than investing and is very risky. Only consider this option if you know exactly what you are doing. Read this article to find out more.

Who Else Wants Better Returns With An Offshore Account

National boundaries have usually not dissuaded investors who want to most effectively use their investment capital. In fact, those with expertise in offshore investing state that about 50% or a little more of your investment portfolio should be based in foreign markets. If you really want your money to work for you, you'll eventually see that you need to invest in foreign markets to get above average returns.

15 Things You Should Know About Offshore Fund Managers

Do you know the person managing your money? If you don't, you need to; knowing who is managing your fund is as important as knowing where your money is. It's absolutely essential, and you should not hesitate to ask as many questions as you wish so that you're sure you're comfortable with where your money is being invested.